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The 12 Best Applications To Send Money Online

Leaving home to withdraw cash, make payments, and make bank deposits worked great when there was no other option, but thankfully now it’s a thing of the past. Although banks currently offer almost all of their services online, there are also applications that you can use to send money electronically.

You are not only interested in being easy to use, but also reliable; In this list, you will find our selection with the best applications to send money. They all operate quickly, efficiently, and safely.

All you need is one and download some of the mobile apps that we recommend below. As we know that privacy and security are essential in this area, do not worry because we have also taken this into account when compiling our list.

1. PayPal

PayPal Cash Payment

Before Venmo existed, PayPal was the most traditional application for transferring money. Although it takes longer to send and receive money, PayPal offers the ability to pay with this application at various locations.

Of the services outlined here, PayPal is the most expensive, if you don’t connect the application to your bank account, which we highly recommend doing, as it will make things much easier for you.

However, if you decide not to, PayPal will be one of the most expensive services. Not only does it charge a 2.9 percent fee for money sent from a debit or credit card, but it also costs an additional 30 cents.

One advantage it does have, however, is that PayPal allows the most significant group transactions. With PayPal, you can transfer up to $ 10,000. Most people do not usually need that much, but it is good to have it for any eventuality.

2. Google Pay

Google Pay Forget About Annoying Cards

Google Pay is one of the cheapest services on the list: There are no fees for using debit cards or making bank transfers, although you will have to pay 2.9 percent for credit cards. You can transfer almost as much money as PayPal, with the maximum amount per transaction set at $ 9,999.

What sets Google Pay apart from the rest, however, is its integration with other Google services. For example, in Gmail, you can request money by simply pressing the little dollar sign in the toolbar below a message.

You can even send money through Android Messages, the default text messaging service on most Android phones, and it will show up in Google Pay app. If you have a Google homepage, you can ask them to send money to a friend through Google Pay.

If you choose to use the Google Pay app instead, sending money is as simple as hitting the option and entering your recipient’s email address or phone number. You can also use your fingerprint sensor or Face ID to unlock the app.

The app can also be used to make contactless payments, and you can store loyalty or gift cards or even flight and concert tickets. If you only want to send money to friends and family, you can check out Google Pay Send, which only offers peer-to-peer transactions.

3. Apple Pay Cash

Apple Pay Cash

Unlike the other services you’ll see on this list, you may already have Apple Pay Cash if you have an iPhone. It was implemented as part of iOS 11.2, which means you don’t need to download another app to transfer money to other iPhone owners.

One of the best things about Apple Pay Cash is that it is very well integrated with iOS, and as long as you’ve set up Apple Pay with a credit or debit card, you can send money quickly and easily through the Messages app.

Send or receive money, open a thread in the Messages application, press the Apple Pay icon on the keyboard, choose the amount, and press the “Request” or “Pay” button.

The fees, transfer times, and limits are pretty standard. You can transfer up to $3,000, and you will have a 3% charge when using a credit card. Once you have money in your account, you can transfer it to your real bank account in one to three business days.

A distinct disadvantage of Apple Pay Cash is that the service is only compatible with iOS, so you will not be able to use it with people who have Android. Also, it doesn’t have a desktop interface either.

4. Facebook Messenger

Facebook Messenger Application

The Facebook Messenger application has a feature that allows you to send money to anyone in the United States. When you chat, you’ll have the ability to tap on the dollar sign above the keyboard, located next to the sticker and photo sharing tools.

If it doesn’t appear, tap the ellipses on the right side to bring up a list of additional options. When you have set up your debit or credit card, simply type the amount of money you want to send and select pay in the upper right corner.

5. Unleavened

Unleavened App

If you have friends, family, or business contacts in other countries, Azimo offers fast and cheap money transfers. Send funds from your phone to any bank account, mobile wallet, or more than 300,000 secure cash withdrawal locations.

One-hour or instant transfers are operational in about 80 countries, and the service is available from 25 European countries to more than 200 countries and territories in eight languages. The first two transfers are free.

6. Venmo

Venmo Application

We consider this the best application to send money to the market. It is incredibly easy to handle. Any type of payment made on Venmo, including debit cards and bank accounts, is easy to make, and the commission cost is 3% for credit cards.

It has a security system similar to that of banks, so you do not have to worry about hackers roaming the web.

7. Square Cash

Square Cash App

Square Cash allows you to send or receive money quickly. Its most impressive feature is how it immediately deposits the money into your bank account once the transaction is completed.

8. Zelle

Zelle Application

Zelle has partnered with banks and credit unions in the United States to provide a safe and secure way to transfer funds to friends and family. Money moves directly from one bank account to another.

With the recipient’s email address or mobile phone number, you can exchange funds with no transaction fees. You must have a bank account in the United States to use the service.

9. Chase QuickPay

Chase QuickPay

Although Chase customers have access to a large number of banking options on this banking institution’s mobile app, non-customers can send and receive money using the QuickPay feature and a valid email address.

10. Western Union

Western Union

The Western Union app allows you to transfer money between friends and family, but it will enable you to do so to more than 200 countries. It also lets you know how much your money transfers will cost and gives you the location of all Western Union branches.

11. WorldRemit


With WorldRemit, you can safely and quickly send money to your friends and family in more than 140 countries. It is easy to use, and the exchange rates are generally quite convenient.

You can also choose the way you want the recipient to receive the money. Additionally, you can set up SMS or email alerts when the transfer is complete.

12. Bank of America

Bank of America

The Bank of America smartphone app reduces the amount of time you need to spend at a branch. Still, it allows you to safely send and receive money to anyone (including non-customers) via a phone number or email address.

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